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Terms of Service

This agreement is between you (the “User”, “you” or “your”) and LSG Lending Advisors LLC (“LSG”).  This website (the “Website”) is offered to you, the User, conditioned upon your acceptance without modification of the terms, conditions, and notices contained herein (collectively, the “Terms”).  This agreement sets forth a legally binding agreement between the User and LSG regarding your access to, and use of, the Website.  By accessing this Website, you are agreeing to be bound by these Terms, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws, wherever you are located. If you do not agree with any of these Terms, you are prohibited from using or accessing this Website. The materials contained in this Website are protected by applicable copyright and trademark law. 

In order to use this Website, you must be an individual of at least eighteen (18) years of age. You represent that (i) you have read and understood, and that you agree to be bound by, this agreement and (ii) you are at least 18 years old. If you do not agree to, or cannot comply with, any of the Terms of this agreement, please do not attempt to access this Website.

LSG grants you a limited, revocable, non-exclusive, non-transferable, non-assignable, non-sublicenseable license to access and make personal use of the Website solely as provided herein, subject to these Terms, and not for redistribution of any kind (the “License”).   This grant of the License, is not a transfer of title, and under this License you may not: (i) modify or copy the materials contained on the Website; (ii) use the Website or any other content, materials, information, test, data, copyrights, trademarks, logos, designs, images, photos, graphics, identifying marks, or other original works of authorship and/or intellectual property uploaded to, or incorporated into, the Website by LSG Lending Advisors LLC or any third party acting on behalf of LSG Lending Advisors LLC, for any commercial purpose, or for any public display (commercial or non-commercial);  (iii) attempt to decompile or reverse engineer any software contained on the Website; (iv) remove any copyright or other proprietary notations from the materials; or (v) transfer the materials to another person or “mirror” the materials on any other server.

This License shall automatically terminate if you violate any of these restrictions and may be terminated by LSG at any time. Upon terminating your viewing of these materials or upon the termination of this License, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Other Restrictions
You agree that you will not: (a) impersonate any person or entity or misrepresent your affiliation with any other person or entity; (b) engage in spamming, flooding, harvesting of e-mail addresses or other personal information, spidering, screen scraping, database scraping, or any other activity with the purpose of obtaining lists of users or any other information, including specifically, property listings available through the Website; (c) send chain letters or pyramid schemes via the Website; or (d) attempt to gain unauthorized access to other computer systems through the Website. You agree that you will not use the Website in any manner that could damage, disable, overburden, or impair the site or interfere with any other party's use and enjoyment of the Website.

Copyrights and Other Intellectual Property
As between you and LSG, you acknowledge that LSG owns or has a license to all title and copyrights in and to the content provided on this site. All title and intellectual property rights in and to any licensed content provided on this site is the property of the respective content owners and may be protected by applicable copyright or other intellectual property laws and treaties and subject to use restrictions under such laws or treaties.  Photos herein are the property of their respective owners and use of these images without the express written consent of the owner is prohibited.

The materials on the Website are provided “As Is”.  Any use of the Website is at your own risk. LSG makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, LSG does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the Website or otherwise relating to such materials or on any sites linked to this Website.

Limitation of Liability
In no event shall LSG or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Website, even if LSG or a LSG authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata
The materials appearing on the Website could include technical, typographical, or photographic errors. LSG does not warrant that any of the materials on the Website are accurate, complete, or current. LSG may make changes to the materials contained on the Website at any time without notice. LSG does not, however, make any commitment to update the materials.

The Website contains links to other Internet sites and resources that are not related to or controlled by LSG. LSG assumes no responsibility or liability for any errors or omissions in the material or information available on or through such other Internet sites or resources. The existence of such links is not an endorsement by LSG of such Internet sites or the resources, contents, or operators thereof. In addition, such other Internet sites and resources may provide less security than LSG. Your access to and use of such Internet sites and resources is at your own risk.  LSG expressly disclaims all liability for, damages of any kind arising out of the use of such other Internet sites, or reference to or reliance on information contained therein.

In addition to any other indemnification obligations set forth in these Terms, you hereby agree to indemnify, defend and hold harmless, LSG and its directors, officers, employees, affiliates, content partners, third party licensors, and other contracting parties, together with their respective directors, officers, employees, successors, assigns, consultants and other agents, from and against any and all losses, liabilities, damages, costs or expenses (including reasonable attorneys’ fees and costs) arising out of or in connection with any claim, action, or proceeding brought by a third party based on: (i) your use of, or inability to use, the Website; (ii) any breach of any representation, warranty, covenant or obligation of yours under these Terms; (iii) your violation of any applicable law, rule or regulation in accessing and using the Website; or (v) your violation of any third party right, including, but not limited to, any intellectual property right or right of privacy/publicity related to your access and use of the Website. 

Governing Law
Any claim relating to the Website shall be governed by the laws of the State of Ohio without regard to its conflict of law provisions.

To the extent any portion of these Terms are determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms as so modified, shall remain in full force and effect. No waiver by LSG LLC of any right or term or provision of these Terms will be deemed a waiver of any other right, term or provision of these Terms at that time or a waiver of that or any other right, term, or provision of these Terms at any other time.

We reserve the right to modify these Terms in our sole discretion from time to time. We encourage you to review the Website and these Terms periodically for any updates or changes. If we make a material change or amendment to these Terms, we will post the new terms on the Website and note the date they were last updated. Any changes or modifications will be effective automatically upon the posting of these Terms as revised on the Website, and your use, or continued use, of the Website following such posting will automatically constitute your acceptance of the new Terms. You agree that all agreements, notices, disclosures and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

You acknowledge that you have read this agreement, understand it and will be bound by its Terms. You further acknowledge that this agreement represents the complete and exclusive statement of the agreement between us and that it supersedes any proposal or prior agreement oral or written, and any other communications between us relating to the subject matter of this agreement.

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