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Fannie Mae Cooperative Properties FAQs

If you are interested in Fannie Mae Commercial Properties, it's important to understand your options. Below you will find frequently asked questions concerning Commercial Properties to help you with your lending decision. See below to find out about eligible properties, minimum Debt Service Coverage, maximum LTV, and more. 

Fannie Mae Cooperative Properties Questions

Questions & Answers

What are the available terms and amortization?

The term available is 5-30 years with an amortization of up to 30 years.

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What is the maximum LTV?

55% (on a market rental basis).

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What is the minimum Debt Service Coverage?

1.0x on actual underwritten operations; 1.55x when utilizing market rate rentals.

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Is this loan non-recourse?

Yes, this is a non-recourse execution with standard carve-outs for “bad acts” such as fraud and bankruptcy.

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What are the benefits?

  • Flexible loan terms
  • Competitive pricing
  • Certainty and speed of execution
  • Customized solutions

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